...we have been able to offer our employees increasingly better benefits at a reasonable cost. This makes us more competitive in our recruiting of the best employees...

- Neal Wrightson, Executive Director, Children's Community School, Van Nuys, CA

Rudy Garcia is, in short, amazing. He is responsive, knowledgeable, and consistently goes above and beyond... explained everything in language we could understand... We always feel well taken care of ...Total no-brainer. Five stars!

- Michael Barker, Laguna Playhouse, Laguna Beach, CA

I was surprised that the very next person I hired said they wouldn't have taken the position were it not for these additional options. I'm grateful for Rudy's guidance and leadership in this area...

- Garrick Russell, President, Great Lakes Data Systems, Carlsbad, CA

...helped make a complicated decision simple. ...I highly recommend Rudy to any company in need of an expert to guide the way.

- Michael Stein, Vice President, SM Automatic, Hawthorne, CA

Not Just Different . . . Better!

We launched Qandun in 2012 to not only be different but to bring a better way to provide insurance and related services to businesses, individuals, and families. Simplicity, strategy, and sound recommendations and support based on your specific needs are key components of the Qandun Code. Are you ready for an employee benefits program you can be proud of and that your employees actually understand, value and love? We are ready for you.


    See how this cafe baked up a robust benefits package for their employees


    Learn how this hotel shared their hospitality with their employees

  • Healthy Coverage

    Learn how this health center keeps their employee benefits healthy

Services for Businesses

Qandun Cool (Compliance)

Being able to remain COOL under the pressure of audit is priceless. This is why we insist that all of our business clients are in complete compliance and our suite of compliance solutions meets the need every time.

Qandun Calm (Insurance)

We all have a sense of CALM when we know protection is in place. We use our understanding of your company industry and culture to recommend a strategic suite of insurance solutions for your business and employee benefits needs.

Qandun Collected (Networking)

We love sharing our network of vetted professional and specialists for Legal (all specialties), Financial (retirement planning, 401k, etc), Business Insurance, Personal Lines Insurance and others. We ensure our clients can round out their insurance needs with seasoned professionals.

Qandun Connected (Systems)

We have all experienced how technology can save the day. Our solutions include some savvy integrated systems for managing HR, Benefits Enrollment and other needs for systems integration which eases the load for your company and your employees.

Qandun Cure (Wellness)

A healthy and happy workforce is a more productive workforce. We share our proprietary wellness platform with out business clients, giving them a way to encourage health and wellness among the employees.

Qandun Comp (Payroll)

We partner with smart, sophisticated, technologically savvy payroll systems that integrate with our Qandun Connected suite of HR & Benefit system solutions, reducing your company workload and giving your employees access to a Total Compensation Statement making it less desirable for them to seek out new employment.

Qandun Clear (Supplemental)

We all know that medical, dental and vision insurance policies have gaps in coverages, exceptions to what is covered and so on. Qandun Clear helps reduce the gaps with smart solutions for TeleMed, Patient Advocacy and a myriad of discounts to help employees make their dollars go further.

We show businesses how to move beyond the status quo. Try our CHEAT SHEET for some helpful tips.

Are we a match? Take our SIMPLE SURVEY and we will generate a report letting you know how we can help. Or we will tell you just how great you are doing!

Individuals & Families

Qandun Crowd

Our insurance and related services for non-Medicare individuals and families include medical, dental, vision, supplemental and bundled options.

Qandun Chrome

We are certified and represent all of the major carriers for Medicare Supplements, Advantage and Drug plans and help with vision, dental and bundled extra services as well.

Qandun Clear

Created specifically to help folks fill in the gaps left by their insurance policies and includes $0 copay telemed visits, patient advocacy to clear up insurance questions and claims and offer a myriad of key discounts for dental, vision, drug and other key items.

Qandun Collected

We have pre-vetted professionals to help our clients with home, auto, umbrella, pet and other property casualty insurance products.

Time to see if our services match your individual and family needs. Complete our simple questionnaire to see if we are a fit for each other.

Consulting & Service Fees

In the world of health insurance, commissions are continually being reduced and we expect they will soon be gone altogether. In order to offer a comprehensive set of services, we do have to collect some consulting fees. All fees have a no-risk guarantee. If you do not receive value we will refund the fee. If you decide to make us your agency, we allow businesses to use the fee a second time toward compliance and other service upgrades.

Prospective Indiv/Family

Affordable Guidance

$ 35

  • Assessing Your Needs
  • Preparing Proposals
  • Assisting with Enrollment
  • Pricing for each 15min

Existing Indiv/Family

After Time is Used Up

$ 20

  • Assessment
  • Recommendations
  • Submitting Changes
  • Pricing for each 15 min

Group Compliance & Svcs

Qandun Complete (pricing varies)


  • Qandun HRIS & Benefits Admin
  • Qandun HR Support
  • ERISA SPD Mega Wrap
  • COBRA Admin
  • FMLA Admin
  • Sched A 5500 Filing
  • Medicare Part D Filing
  • HRA, FSA & HSA Admin
  • ACA Reporting
  • PEO Solutions
  • Exchange Solutions

Qandun Clear

Our bundled Non-Insurance solutions for individuals, families and businesses.

Clear Prime (Not Insurance)

Primed for Success

$ 11.95

  • TeleMed Visits $0 Copay
  • Patient Advocacy Team
  • Discount Med, Dent, Vis Services
  • Discount Entertainment Services
  • 30 min/yr additional consult time

Visit Qandun Clear

Clear Premium (Not Insurance)

Premium Services Included

$ 19.95

  • TeleMed Visits $0 Copay
  • Patient Advocacy Team
  • All Prime & Plus Services
  • Identity Theft Protection
  • Discount Med, Dent, Vis Services
  • Discount Tax & Legal Services
  • Discount Entertainment Services
  • 90 min/yr additional consult time

Visit Qandun Clear

Qandun Clear Commision

Commission Only Clients

$ 0

  • Medical Policy Clients (30min/yr)
  • Other Policy Clients (15min/yr)
  • Medical + Other Policy Clients (60min/yr)
  • Annual Renewal Support
  • $20/15min for all Additional Time



OUR ONLY IRREPLACEABLE RESOURCE Time is the one resource we cannot replenish nor recycle. This is why it is a top priority to have a mutual respect for each other's time.


THE ONLY TRUE CURRENCY When all else fails, our trusted relationships save the day. Conducting our business accurately and with empathy are cornerstones of our practice.


TURNING A COST CENTER INTO A PROFIT CENTER HR and Benefits can be expensive. We teach you how to implement strategically to reduce other business expenses and risks and reducing your employee benefits spend to be less than $1 per employee per hour in most cases.


EMPOWERMENT THROUGH EDUCATION Instead of telling our clients what to do, we educate them on the who, where, why, how and what if so they can make a solid decision they can trust and understand.

The Achievements

  Years experience in the health insurance industry
  Satisfied Business Clients
  Policies for medical, dental, vision, and other types of insurance.
  Happy Individual, Family, and Medicare clients

Team Members

Rudy R Garcia

Principal, Owner & President


Group Specialist

Fuz Edwards

Marketing & Social Media Specialist

Annie Mowrer

Individual & Family Specialist

Tony Natividad

Communications and Project Manager

Donna Stewart

Business Operations Specialist


Christine Roberts

ERISA & Compliance Attorney

Randy Donsky

Financial & Retirement Planning

Simon Fraser

Business & Workers Comp Insurance Specialist


Contact Us

Our Location

1010 N Central Ave, #209 Glendale, CA 91202

Our Phone

(818) 293-5139


(866) 205-8229

Let's Be Social!

Privacy Policy

This privacy policy discloses the privacy practices for This privacy policy applies solely to information collected by this web site. It will notify you of the following: What personally identifiable information is collected from you through the web site, how it is used and with whom it may be shared. What choices are available to you regarding the use of your data. The security procedures in place to protect the misuse of your information. How you can correct any inaccuracies in the information. Information Collection, Use, and Sharing We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contact from you. We will not sell or rent this information to anyone. We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request, e.g. to ship an order. Unless you ask us not to, we may contact you via email in the future to tell you about specials, new products or services, or changes to this privacy policy. Your Access to and Control Over Information You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number given on our website: See what data we have about you, if any. Change/correct any data we have about you. Have us delete any data we have about you. Express any concern you have about our use of your data. Security We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline. Wherever we collect sensitive information (such as credit card data), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a closed lock icon at the bottom of your web browser, or looking for "https" at the beginning of the address of the web page. While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment. Updates Our Privacy Policy may change from time to time and all updates will be posted on this page. If you feel that we are not abiding by this privacy policy, you should contact us immediately via telephone at 818.293.5139 or via email.